The following terms and conditions under this Privacy Policy govern your use of the pahal debt management pvt ltd (pahalfinances.com) website. Please read these terms and conditions carefully before accessing any material available on this site. If you do not agree with any of these terms and conditions, please do not use this site. By accessing any part of this web site and/ or using the information provided on or via this web site you agree to be bound by the Disclaimer clause below and you will be deemed to have accepted this Privacy Policy in full.

All rights, title and interest (including, but not limited to all copyrights, trademarks, and other intellectual property rights) in this web site belong to us. In addition, the names and other indicia identifying our products and services are our proprietary marks. You acknowledge that you do not own and shall not acquire any title, interest, or right in any in the intellectual property rights of Pahal Debt Management Pvt Ltd.

Except as expressly provided in this clause nothing contained in this web site shall be construed as conferring any license or right, expressly, by implication, by estoppel or otherwise, under any intellectual property rights, or under any third party's intellectual property rights, and no part of this web site may be reproduced, republished, copied, transmitted or distributed in any form or by any means without written permission of Pahal Debt Management Pvt Ltd. You are granted a limited license to download material or information from this web site. You may take a single copy of the content displayed on this web site for personal, non-commercial use only, provided that you do not remove any trademarks, copyright and any other information contained on this site. You shall not archive or retain any information or content herein in any form without written permission of Pahal Debt Management Pvt Ltd.

Pahal Debt Management Pvt Ltd discourages you from sending or posting to this web site any information that you consider to be confidential or proprietary. Please note that if you do send or post any such information or material, Pahal Debt Management Pvt Ltd will assume that it is not confidential. By sending or posting any information or material, you grant Pahal Debt Management Pvt Ltd an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you agree that Pahal Debt Management Pvt Ltd is free to use any ideas, concepts, know-how or techniques that you send or post for any purpose on this web site.